SNAPCHECK, INC.

Last updated and effective as of March 30, 2016

INFORMATION WE COLLECT

Information we collect (“User Information”) includes information you provide to us through the Service and bank transactions. Keeping your User information private is very important to us. However, we may be required to disclose certain information to third parties about the transactions you make in cases where it is necessary to complete a transaction; to be in compliance with a government agency, court order, or other legal reporting requirement or otherwise required by law; to our employees, affiliates, service providers, or attorneys as required; or for security purposes, fraud deterrence and when necessary to prevent identity theft.

INFORMATION SECURITY

Only those persons for whom it is required to perform their job responsibilities are authorized to have access to User Information. In addition, we maintain physical, electronic and procedural security measures that are designed to comply with federal regulations to safeguard your information.

DISCLOSURE

We may use User Information to provide customer services, to develop marketing programs, to help protect against fraud and to conduct research and analysis. In addition, it is may be necessary for us to disclose certain User Information for the same purposes to companies that work with us such as companies that perform business operations or services, including marketing services, on our behalf. We may also provide certain User Information to others as permitted by law, such as government entities or other third parties in response to subpoenas or lawful legal requests.

TELEPHONE MONITORING/RECORDING

From time to time we may monitor and/or record telephone calls between you and SnapCheck to ensure the quality of our customer service or as required by applicable law.